ACCESS TO CREDIT SERVICES INITIATIVE (ACSI)
Founded in 2003, ACSI was the first microfinance provider in Iraq. ACSI officers business, home improvement, and consumer loans between $500 and $25,000. With a network of thirteen branch offices across twelve governorates, ACSI seeks to assist entrepreneurs in strengthening their businesses, stabilizing their in comes, and creating and sustaining jobs to contribute to the economic revitalization of Iraq.
As of March 2011, ACSI serves 21,500 micro entrepreneurs and home owners, who employ an additional
46,000 Iraqis. It has US$43 million in loans in circulation while consistently maintaining an almost perfect repayment rate. ACSI has become the largest micro finance program in Iraq as well as the CHF global network. ACSI continues to seek new ways to reach underserved populations, recently adding new loan products targeted and women and youth.

